Corporate Governance

Ethics & Compliance

All employees must protect HMF’s legality. They should comply with all environmental, safety and fair dealing laws.


We expect employees to be ethical and responsible when dealing with HMF’s finance, products, partnership, public image and our clients.


To be good citizens, all HMF’s staff are expected to abide by the local laws, regulations and company internal policies to avoid committing crimes, corruption or any illegal activities. Staff have to communicate with people in a kind and gentle manner for all circumstances in order to earn more recognition and respect of the society.

Hana Microfinance Limited