You must be between 18 to 60 years. You need to have NRC (National Registration Card), Household Registration Certificate, two passport size photos and live in the same ward with your group members.

Business License is required for the individual loan and if it is not available, Hana considers based on clients physically. In case you do not have a business license, you need to prove that you have a business. A recommendation letter for your business from the ward can be used as proof. Alternatively, Hana staff will assess your house and business for verification process before loan disbursement.