The following Terms and Conditions govern the usage of this website. In using this website, the user understands and agrees to the Terms & Conditions as defined below.
Information & Website Content
Despite diligent control of the contents on this website, Hana Microfinance Limited (referred to as “Operator”), its Partners, & Website Vendor (jointly together referred to as “the Parties”) do not accept any responsibility or liability for the accuracy or lack of, concerning any information (photos, videos, images or text) posted on this website, or for any errors, omissions or mis-representations made on this website.
In particular, the Parties do not accept any responsibility or liability for content of external links or external information sources (whether electronic or physical). For the content of the linked pages or external information sources, the operators and owners of these pages and information are exclusively liable.The user of this website agrees that under no circumstances shall the Parties be liable for any damages or losses of any kind arising from the usage of this website’s information or services. The Parties reserve the right to change any information on this website at any time and without giving prior notice to or recourse byusers.
In using this website, the user agrees not to hold the Website Vendor responsible or liable for any losses or damages, failure of refunds or dispute settlements, including without limitation direct or indirect, arising in connection to any lack of accuracy, misrepresentations, falsifications, errors, omissions, under-fulfilment or non-fulfilment by the Operator or any other third party suppliers that may be represented in this website. The user further agrees that the Website Vendor shall not be a party (whether direct or indirect) of any legal proceedings or claims that may be issued by the user against any non-fulfilment or unsatisfactory fulfilment of any rooms, tours, rentals, transportation tickets, products, services booked or purchased from the Operator or any other third party suppliers represented on this website.
The user’s continuing, proceeding, or completion of any enquiries or transactions via or through this website (including any transactions that may be initiated via this website and subsequently completed via other means such as (without limitation) in-person or over the phone), is done so on a voluntary basis by the user, shall be deemed to constitute the user’s cognizance, acknowledgment, acceptance of and consent to (as the case may be) the use & storage by the Parties, and/or distributors or other providers providing products and services via this website, of the user’s submitted / registration data and particulars and other provided personal identification user information.
The user also agrees that transmissions and processing of their enquiries or transactions by this and affiliated sites may involve the storage, transmission of, access to, or modification or adaptation for technical or formatting purposes of, their personal data and data relating to the user over networks located in one or more countries.
The Parties does not take any responsibility for and expressly exclude any liability for any unauthorised access to the user’s personal or submitted / registration data, including any financial or credit card details, in the course of pre-processing, processing, post-processing, or storage or archiving of the user’s personal data or particulars following the user’s provision of such data via this website.
If at any time, the user has any doubts as to the possible intrusion, loss or theft of their personal registration data, financial or credit card details, or in particular, if the user is from European Union, and if at any time, such user has any doubts as to any possible non- compliance by this website of data privacy that is in accordance with The General Data Protection Regulation (GDPR) which came into effect across the European Union on May 25, 2018, the Parties strongly recommend the user not to proceed with the provision of any type of personal data, financial or credit card details to this website or any sites that may be accessible through links available on this website. If in doubt about data privacy at any time, the user should not proceed with providing any information at the website.
The Parties also recommend that the user not to provide any personal data, financial or credit card details when accessing this website through a publicly available computer or network.
In using this website, & providing any personal data, the user specifically warrants and declares that: (1) he / she is of a minimum user age of 16 and / or does not require any parental consent to use or provide information at the website, and (2) he / she provides & submits their personal data and any other information on a voluntary basis, and (3) he / she consent for such information submitted to be processed and stored for a period of time, as deemed operationally necessary by the Parties and/or distributors or other providers providing products and services via this website, and (4) he / she agrees that the information provided may be used by the Parties, and/or distributors or other providers providing products and services via this website, for the purpose of engaging with the user regarding their enquiries. If at any time, the user does not agree to any of the user declarations stated above, the user should not proceed with providing any information at the website.
When making an enquiry through the website, the user warrants that accurate, true and complete information is given in their online registration. The user of this website agrees to accept email as a means of communication.
The user agrees that the Parties shall not be held responsible or liable for any non-receipt of email confirmations, as such are dependent on third party internet providers and worldwide internet traffic, which are elements not controllable by the Parties.
The user of this website agrees that under no circumstances shall the Parties be responsible or liable for any damages or losses of any kind arising from the usage of this website’s information or services. Additionally, the user of this website agrees that the Parties shall not be held responsible or liable for any losses, damages, or injuries that may be sustained by the user when consuming or utilising any products or services (such as hotel rooms, tours, cruises, flights, car rentals, hot air ballooning, etc), that may be provided or arranged by the Parties or any third party providers and/or distributors, whose products and/or services the user may have purchased via information from this website.The user agrees that the Parties are not a contractual party to any purchases or transactions done using information accessed from this website.
This website may contain certain links to other websites. Such other websites, unless expressly stated, may not be operated by the Parties, and as such, the Parties does not purport to make any representations (express or implied) whatsoever as to the contents and/or nature of the websites to which links may be provided via this website. Any and all such links are provided purely for convenience of the user.
For the content of the linked pages or external information sources, the operators and owners of these pages and information are exclusively liable. The Parties do not accept and responsibility or liability, and shall not be held responsible or liable under any circumstances, for any contents or transactions conducted by the user via any sites accessed using links provided at this website. All interactions, transactions and/or communications engaged in by the user with or via any sites accessed via links provided at this website are completely at the user’s own risk and may be subject to, inter alia, the terms, conditions and policies of the site(s) accessed via links provided at this website.
The copyright for published contributions on this website exclusively lies with the Operator. Reprinting, copying or any other use of texts requires written authorization from the Operator. Any external contributions do not necessarily reflect the opinion of the Parties.
Any disputes arising from the use of this website shall be governed by the laws of a jurisdiction decided by the Parties, and shall be legally binding on all parties.